The Means Test – Do I qualify for a Chapter 7 bankruptcy?

The Means Test – Do I qualify for a Chapter 7 bankruptcy?

Whenever someone files for Bankruptcy, he or she is subjected to a Means Test to determine whether the filer can qualify under Chapter 7 or Chapter 13 bankruptcy rules. Here, we examine points that are specific to the Chapter 7 …
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Free Georgia Credit Report

Free Georgia Credit Report

The only truly free place to obtain your credit report is http://www.annualcreditreport.com/.  There are many other companies that advertise a free credit report, but there’s always a catch in the fine print that will require payment at some point.

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Exemption Planning- What assets can I keep in Georgia?

Exemption Planning- What assets can I keep in Georgia?

Understandably, a typical bankruptcy client fears that they will lose most of their property if they file for bankruptcy.  For my Atlanta bankruptcy clients, the good news is that a substantial portion of your real estate, personal property and retirement …
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Common Questions Asked at the Meeting of Creditors

Common Questions Asked at the Meeting of Creditors

Most of my Atlanta Bankruptcy clients become concerned when they learn that they will have to make at least one Court appearance after filing their Chapter 7 or Chapter 13 bankruptcy case.  I am able to put most clients’ minds …
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Why Choose the Firm of A. F. Morad, P.C.

Why Choose the Firm of A. F. Morad, P.C.

Our firm is committed to providing each client, small or large, with a high level of service and representation.  At A. F. Morad, P.C., our attention is focused on you and your rights.  We believe affordable and exemplary service are …
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The Differences Between a Chapter 7 and Chapter 13.

The Differences Between a Chapter 7 and Chapter 13.

  Chapter 7 A Chapter 7 is also called a “straight liquidation”.  The benefits are speed, simplicity, automatic protection and the ability to retain property.  After an initial consultation, we will prepare the necessary petition and schedules.  Upon filing, your …
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